UL Collaborates with WIZZIT Digital to Advance Retail Payments in Sub-Saharan Africa with Launch of a SoftPOS with PIN Mobile Payment Solution

UL and WIZZIT Digital help speed deployment of contactless payments to help drive financial inclusion and empower merchants of all sizes realize their ambitions.

JOHANNESBURG, July 22, 2021 /PRNewswire/ — UL, the global safety science leader, has announced that WIZZIT Digital, a digital payments company, has launched a Tap2Pay software point-of-sale (SoftPOS) solution with personal identification number (PIN) entry support. This solution transforms commercial off-the-shelf (COTS) devices into point-of-sale (POS) payment terminals. Tap2Pay is the first SoftPOS solution developed in South Africa that supports PIN entry and is recognized by Visa and Mastercard. WIZZIT Digital has now gone live with an initial launch customer, one of the largest Pan-African commercial banks.

UL has announced that WIZZIT Digital has launched a Tap2Pay software point-of-sale (SoftPOS) solution with personal identification number (PIN) entry support. This solution transforms commercial off-the-shelf (COTS) devices into point-of-sale (POS) payment terminals. Tap2Pay is the first SoftPOS solution developed in South Africa that supports PIN entry and is recognized by Visa and Mastercard.

To navigate the complexities of bringing a SoftPOS solution to market, UL supported the Tap2Pay solution from development to marketplace entry. In the initial stages, UL provided advisory services to help WIZZIT Digital navigate the payments regulatory landscape and meet the payment schemes’ requirements. When Tap2Pay was ready for functional testing, UL tested it with a range of scheme-accredited tools to provide feedback on potential issues. Following debugging and troubleshooting, UL provided functional testing services and helped WIZZIT Digital gain Visa pilot type approval. After functional approval, UL’s security laboratories evaluated the solution for Mastercard’s and Visa’s security pilot programs. These tests and evaluations against scheme requirements allowed WIZZIT to bring the solution to market.

UL evaluation confirmed that the Tap2Pay solution met key security requirements before entering the marketplace. This included helping to affirm the security of payment data obtained through a near-field communications (NFC) interface and a contactless kernel of the COTS device. The solution’s security mechanisms, controls and mitigations protect the consumer’s account data and other assets.

Tap2Pay enters the market at a time when demand for contactless payment solutions is increasing. According to Deloitte, the COVID-19 pandemic has made the need for digitizing payments more critical than ever. However, many emerging markets are facing card acceptance challenges. Deloitte also noted that in South Africa approximately 90% of the 100,000 nationwide shops in the informal sector only accept cash. To meet customer demand and increase card acceptance by the smaller business market, including merchants in rural areas, needs an affordable solution.

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Jako Fritz, principal security adviser at UL, said, “SoftPOS is an entirely new approach to digital payments lowering the barrier of entry for merchants to accept contactless card transactions. Cloud computing, as well as the Europay, MasterCard and Visa protocol, allows the shift from traditional physically secure POS to software-based COTS transaction processing. These solutions will help micro and small business owners and merchants around the world meet the demands of an increasingly cashless society more securely with minimal investment.”

Explaining how Tap2Pay addresses an unmet market need, Brian Richardson, CEO and co-founder of WIZZIT Digital, said, “For almost two decades, we have been working with banks and financial institutions in emerging markets, including many countries in Africa. Our experience has taught us two things. Firstly, consumers and banks want the protection of a PIN when conducting contactless transactions. With cyberfraud on the rise, a PIN offers a universally accepted layer of security that people trust. Secondly, traditional cashless payment solutions are too expensive for micro and small merchants.

“For smaller merchants, the initial investment in terminals and the ongoing maintenance costs are simply too high. Tap2Pay SoftPos with PIN removes this barrier, enabling merchants of any size to accept cashless payments. This will ultimately help them attract more customers, including those who don’t want to pay cash for goods and services, for a fraction of the cost,” said Richardson.

About UL
UL is the global safety science leader. We deliver testing, inspection and certification (TIC), training and advisory services, risk management solutions and essential business insights to help our customers, based in more than 100 countries, achieve their safety, security and sustainability goals. Our deep knowledge of products and intelligence across supply chains make us the partner of choice for customers with complex challenges. Discover more at UL.com.

For information about Standards development and other nonprofit activities, visit UL.org.

Press contacts:
Steven Brewster
UL
ULNews@UL.com
+1.847.664.8425

Christina Bostock
IHC
christina@ih-c.com
971.55.887.3054

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Over 600,000 Notified to Quarantine in British ‘Pingdemic’

Over 600,000 users of the United Kingdom’s National Health Service’s (NHS) COVID-19 test and trace app were “pinged” alerts recommending self-isolation earlier this month.

In what has been dubbed the “pingdemic,” the app told users to begin a 10-day quarantine if they tested positive for the coronavirus or had been in close contact with someone who did.

The mass alerts have had significant repercussions for supermarkets and other businesses in the U.K. Stores warn that products are running low, and staff shortages have affected restock abilities. Some shops are altering their hours of operation in response to the challenge.

Grocery store chain Lidl indicated a worker shortage was “starting to have an impact on our operations.”

Supermarkets are hiring large numbers of temporary employees to overcome staffing challenges. After 1,000 staff members were unable to return to work, the Iceland grocery chain is hiring 2,000 interim workers.

Photographs of empty shelves were widely shared on social media, but supermarkets downplayed the shortages, with Iceland declaring them “isolated incidents.”

Driver shortages and a rising number of workers required to self-isolate have also led to fuel supply issues.

BP announced that a “vast majority” of the shortages were going to be resolved “within the day,” but a “handful” of their gas stations will be temporarily closed.

According to the BBC, isolation is only legally required when instructed by the NHS test and trace program. A ping from the NHS COVID-19 app is only an advised self-isolation.

Some business owners are trying to circumvent this regulation by allowing ‘pinged’ employees who have received a negative PCR test to return to work.

Business Secretary Kwasi Kwarteng cautioned those attempting to avoid isolation, stating that “the rules are clear, and I think they should be followed.”

The British government announced that it is necessary to maintain these guidelines until August 16, when further restrictions are scheduled to be lifted.

Source: Voice of America

Unprecedented Olympics to Start with Socially Distanced Opening Ceremony

SEOUL, SOUTH KOREA – After a one-year pandemic delay, the Tokyo Olympics will formally get under way Friday, with an opening ceremony that will be scaled back but still celebratory.

The event will be held amid tens of thousands of empty seats in Tokyo’s Olympic Stadium, with only about 900 dignitaries and other officials attending because of COVID-19 precautions.

The opening ceremony, themed “United by Emotion,” may be one of the most normal elements of what figures to be the most unusual Olympic Games ever.

The ceremony will feature familiar elements such as fireworks, drones, musical performances and a torch-lighting ceremony. Athletes will also march and wave their countries’ flags during a socially distanced parade of nations, organizers say.

“A minimum of 1 meter and possibly 2 meters of social distancing is required, and they have to wear masks all the time,” said Hidemasa Nakamura, a Tokyo 2020 organizing committee official.

The Japanese public is broadly opposed to holding the Games, fearing they will worsen Japan’s already deteriorating pandemic situation.

Tokyo on Thursday reported nearly 2,000 new COVID-19 infections – a six-month high for a city that is already under a state of emergency.

In the capital, public viewing areas have been canceled. Bars have been asked to not serve alcohol. The torch relay, an Olympic mainstay, was replaced by online lighting ceremonies.

So far, 87 people associated with the Olympics have tested positive for the virus. That includes several athletes, whose Olympic dreams were cut short. Still, organizers have played down fears of a cluster infection breaking out in the Olympic Village.

“There is no one place that has no virus cases. That is impossible. Therefore, some cases will emerge. What is important is the ability to identify positive cases quickly and isolate them, and we believe that this is implemented well to hold a safe and secure Games,” Nakamura said.

Though seemingly every Olympics sees public discontent, the Tokyo Games have been ridden by an impressive number of negative headlines.

Besides the COVID-19 fears, the Games also went massively over budget. Earlier this year, the head of the Tokyo organizing committee resigned following outrage over his comments that women talk too much.

This week, the opening ceremony director, Kentaro Kobayashi, was fired after footage emerged of him mocking the Holocaust in a 1998 comedy sketch.

The Games are so toxic that major sponsors are backing away. Earlier this week, Toyota, one of Japan’s most recognizable brands, announced it would not air any Olympics-related TV commercials in Japan and that its top officials would not attend the opening ceremony.

“As someone who’s studied the political history of the Olympics, these really jump out at some wild times in terms of Olympics land,” said Jules Boykoff, a former Olympic athlete and author of several books on the Games.

Despite the controversy, organizers hope that the focus will shift to sports once the competition begins.

According to Gracenote, a data analytics company, the United States is projected to lead all countries with 96 medals, including 40 gold medals. It would be the seventh consecutive Summer Olympics for the U.S. to lead the overall medal count.

Source: Voice of America